What to say if you see someone afflicted by misfortune

الحَمدُ لِلَّهِ الَّذِي عَافَانِي مِمَّا ابتَلاَكَ بِهِ، وَفَضَّلَنِي عَلَى كَثِيرٍ مِمَّن خَلَقَ تَفضِيلاً

Pronunciation

Alhamdu lillahil lathee 'afanee mimmab talaka bih, wafaddalanee 'ala katheerin mimman khalaqa tafdeela

English meaning

All praise is for Allah Who saved me from that which He tested you with and Who most certainly favoured me over much of His creation.